One call about the contribution decides whether the member stays.
The question rarely comes up, usually after the letter announcing a contribution change. In that conversation, the member's own supplementary contribution, the fund's optional tariffs and the deadline for the special right of termination all have to come together. Anyone who has to look them up loses the thread, and the call ends with a request for a callback.
1call about the contributionThe member asks why the contribution is going up and what that means for the contract.
3pieces of information in one callSupplementary contribution, optional tariffs and the special right of termination have to be covered together.
4optional tariffsSickness benefit, excess, cost reimbursement and cover abroad are in the fund's range.
1callback requestIf one of the three pieces of information is missing, the call ends unresolved and has to be repeated.
With the contribution, the four optional tariffs and the deadline on screen in the same call, there is no callback request and the response is 50% faster.
The 50% faster enquiry response is this agent's headline figure. The number of optional tariffs and the course of the call describe a typical case in a health insurance fund's customer service; they are not a measured value.