Checks every line of the expert report against the settled amount, to the cent.
Developed in Germany · Hosted in the EU or on-premises
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Sovereign hosting in Germany, single-tenant from the first user.
Legal, tax and compliance expertise for legally sound deployment.
Advisory and implementation for the public sector, starting with the AI readiness assessment.
The insurer's settlement states a total, not the difference per line. Anyone who wants to know where deductions were made adds up the report values, adds up the settled values and then goes through the lines one by one. If the total is a few cents out at the end, the round starts again.
Calculated to the cent, the 1,847 euro difference and the one item with no line reference appear in the same list, and checking effort falls by 65% before the legal assessment begins.
The 65% reduction in checking effort is this agent's headline figure. Line count, reduced items and the difference reflect a typical property damage case; they are not measured values.
The agent compares every report value with the settled amount and works out the difference for each line. The calculation is plain arithmetic and can be traced in both directions.
68 lines calculated, 9 with a difference, file HS-0847/26The agent sorts the lines with differences by amount and shows the total. Small amounts do not get lost.
Largest single difference 1,240 euros, smallest 8.40 euros, total 1,847 eurosThe agent files the list with line number, amount and reference in the case file. It forms the basis for the legal assessment that follows.
differenzliste_hs-0847-26.pdf, 9 lines, total 1,847 eurosIt shows line, amount and reference. The lawyer carries out the legal assessment.
It provides the list of differences. Contact with the claims department stays with the case handler.
The item “proportional betterment, 320 euros” appears in the list of differences with no reference to any of the 68 lines. The case handler decides how it is spread across the items.
Connected systems
Operations
A pilot typically runs on your own data within 4 to 6 weeks. The agent connects to your existing systems rather than running as a separate, parallel environment.
EU cloud, private cloud or on-premises. Processing is GDPR-compliant and models are never trained on your data. Details in the Trust Center.
It is based on experience from comparable projects and process benchmarks, not a commitment. We work out the realistic effect for your organisation during the assessment before the pilot.