Automates regulatory returns and supervisory reports.
Developed in Germany · Hosted in the EU or on-premises
Delivered together with
Sovereign hosting in Germany, single-tenant from the first user.
Legal, tax and compliance expertise for legally sound deployment.
Advisory and implementation for the public sector, starting with the AI readiness assessment.
Balances come from the core banking system, risk weights from the risk system, accruals from the ERP. It all comes together in a workbook nobody would build from scratch today. When an item stands out in the plausibility check, the question of where the number came from is harder to answer than the number itself.
What used to make up most of the reporting work, gathering the 27 items from three systems, shrinks to a single run with a source for every row and delivers the 70% reduction in reporting effort.
The 70% reduction in reporting effort is this agent's headline figure. Twenty-seven reporting items and a window of four working days reflect a typical quarterly run; they are not measured values.
The agent pulls the items as at the reporting date from the core banking system, risk system and ERP. For each field it records which query the value comes from.
Extract MLD-2026-114 as at 30 June 2026, 27 items from 3 systemsThe agent recalculates totals, signs and the comparison with the previous quarter. If an item deviates noticeably, it names the field, the amount and the source system.
Plausibility check log, 6 rules applied, item 19 up 1.8 million euros on the previous quarterThe agent places the completed form in the reporting team's follow-up queue. Each row shows which system and which query the figure comes from.
meldebogen_MLD-2026-114.xlsx, 27 rows with source and query for each fieldIt provides the form with a source for every field. The regulatory reporting manager is responsible for submitting it on time.
If an item deviates from the previous quarter, it names the amount, field and source system. Where there is doubt, the compliance officer clarifies how the requirement should be read, if necessary with the supervisory authority.
It works with the balances the source systems deliver as at 30 June. Controlling posts late entries and then starts the run again.
Connected systems
Operations
A pilot typically runs on your own data within 6 to 8 weeks. The agent connects to your existing systems rather than running as a separate, parallel environment.
EU cloud, private cloud or on-premises. Processing is GDPR-compliant and models are never trained on your data. Details in the Trust Center.
It is based on experience from comparable projects and process benchmarks, not a commitment. We work out the realistic effect for your organisation during the assessment before the pilot.