Uses data to identify market, credit and operational risks.
Developed in Germany · Hosted in the EU or on-premises
Delivered together with
Sovereign hosting in Germany, single-tenant from the first user.
Legal, tax and compliance expertise for legally sound deployment.
Advisory and implementation for the public sector, starting with the AI readiness assessment.
Limit utilisation comes from the risk system, account movements from the core banking system, the sector outlook from research reports. The risk controller looks at it all once a month, because the analysis is put together by hand every time. Whatever happens in between only shows up in the next run.
Seven thousand individual values are narrowed down to twelve names for the next intensive management review: up to 40% faster risk analysis.
Up to 40% faster risk analysis is this agent's headline figure. A portfolio of 1,400 corporate clients with five indicators per client is an assumed scope, not a measured figure.
The agent reads limit utilisation, returned direct debits, rating and payment arrears from the risk and core banking systems and adds the sector outlook from research reports. Every value is shown next to the previous month's for comparison.
Daily run RSK-2026-0466, 5 indicators for 1,400 clients against the previous monthThe agent picks out the clients where several indicators deteriorate at once. The order follows from the size and duration of the change.
Ranking of 12 clients, topped by a two-notch rating downgradeThe next intensive management review gets a watchlist sorted by severity. Each client comes with the trend of all five indicators.
beobachtungsliste_RSK-2026-0466.xlsx, 12 clients with a 6-month trendIt reports utilisation with its trend and threshold. The responsible approval authority decides on a reduction on the recommendation of front and back office, and the change is entered in the risk system.
It sets the five indicators side by side and shows their trend over six months. The risk manager makes the assessment and records it in the watchlist.
The two only come together through the customer group link in the core banking system. If that entry is missing, the limit utilisation appears in two lines of the watchlist, and the risk controller merges them by hand.
Connected systems
Operations
A pilot typically runs on your own data within 6 to 8 weeks. The agent connects to your existing systems rather than running as a separate, parallel environment.
EU cloud, private cloud or on-premises. Processing is GDPR-compliant and models are never trained on your data. Details in the Trust Center.
It is based on experience from comparable projects and process benchmarks, not a commitment. We work out the realistic effect for your organisation during the assessment before the pilot.